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Banks want deposits but end up giving more loans

Mumbai, Jan. 3 -- Indian banks lent more money in 2025 than they gathered through deposits in the year, as low deposit rates and investors' preference for other instruments weighed on inflows. This h... Read More


RBI flags higher slippages, write-offs in private banks' unsecured loan books

New Delhi, Dec. 31 -- The Reserve Bank of India (RBI) has underlined rising stress in the unsecured lending portfolios of private sector banks, noting that while overall asset quality appears stable, ... Read More


RBI report: ULI gains scale as lenders, data services boost adoption in FY25

Mumbai, Dec. 29 -- The Unified Lending Interface (ULI), India's digital public infrastructure for frictionless credit delivery, has seen a sharp rise in adoption over the past year, showed the Reserve... Read More


RBI report: Bank funding via private placement route lowest in FY26

New Delhi, Dec. 29 -- Funds raised by banks through private placements, qualified institutional placement and preferential allotment have decreased to their lowest over the last three financial years,... Read More


After a bruising 2025, can India's rupee find its footing next year?

Mumbai, Dec. 29 -- Dear reader, as 2025, a year of global tumult and volatility, rolls by, Mint's reporters and columnists look around the corner on what is coming in 2026-to help you know what to exp... Read More


Why a PSU bank wants to start raising bets on corporate loans

New Delhi, Dec. 28 -- State-owned Central Bank of India is looking to change its loan book mix by stepping up corporate lending, even as retail, agriculture and MSME (RAM) segments remain its core str... Read More


How revamped rural jobs scheme may push bond yields even higher

New Delhi, Dec. 25 -- An increased funding burden on the states under India's revamped rural jobs guarantee scheme is expected to push up their borrowings and send bond yields higher, according to mar... Read More


RBI doubles liquidity push with Rs.2 trillion OMO, $10 billion dollar-rupee swap

MUMBAI, Dec. 23 -- In a surprise move, the Reserve Bank of India (RBI) on Tuesday said it will ramp up liquidity operations next week and in January with large-scale open market operations (OMOs) of R... Read More


Liquidity, not just rate cuts, holds the key to cooling Indian bond yields

New Delhi, Dec. 22 -- Despite a 125-basis-point rate cut by the Reserve Bank of India (RBI) in 2025, government bond yields have refused to cool off, leaving a growing disconnect between the bond mark... Read More


After the big foreign bet on Indian lenders this year, older private banks get on to the 2026 radar

New Delhi, Dec. 20 -- As a hectic year of deal-making in banking and financial services rolls to a close, experts are predicting that the mergers and acquisitions in 2026 will see mid-sized lenders an... Read More